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Buy Bitcoin with Credit Card

In the past few years, it has become relatively easy to buy Bitcoin with credit card. This has been possible because the cryptocurrency exchanges have introduced anti-fraud systems in place. These systems are significantly expensive operationally. That’s why the crypto exchanges usually charge a premium from crypto traders for buying a certain amount of Bitcoin with credit card. Many businesses such as Wikipedia, Burger King, Subway, KFC, Square, and others accepting Bitcoin. Even Microsoft also accepts Bitcoin now, leading to tremendous rise in the popularity of BTC.

Where to Buy Bitcoins with a Credit Card?

Buying Bitcoins by using your credit card is not that easy as it sounds. Some Bitcoin and cryptocurrency exchanges are worried about fraud and that’s why they usually shy away from accepting credit cards. However, many exchanges have started to implement services for detecting fraud. That’s why these exchanges are now more open to accept credit cards.

You could have searched the names of Bitcoin exchanges on Google too but you would never know which are the exchanges that simply try to steal your credit card information. To make your search for buying Bitcoins with a credit card easier, here are 5 proven crypto exchanges from where you can buy cryptos with your credit card safely. All the scam exchanges have been carefully left out from the following list so that your investment and money remain safe.

The companies that have made the process of buying cryptos safe, smooth, and fast with the use of credit cards are:

  1. Coinbase (United States)
  2. Bitpanda (Europe and United Kingdom), and
  3. Coinmama (worldover)

Before going ahead with buying Bitcoin from a BTC exchange with your credit card, always remember to have a Bitcoin wallet beforehand. You can buy Bitcoins from Bitcoins ATMs with cash only. These ATMs don’t accept debit card or credit card.

Top 3 Best Cryptocurrency Exchanges that permits to Buy Bitcoin with Credit Cards

1. Coinbase

Coinbase is the largest cryptocurrency exchange in the USA and the world.

Coinbase has directly listed themselves on NASDAQ on April 14, 2021. The traders are currently trading the stocks of Coinbase Global Inc (COIN) on the bourse. Though its reference price was set by NASDAQ at US$250 per stock, it opened at US$381. Within minutes after opening, the COIN’s stock price touched an all-time high (ATH) at US$429.54, increasing the stock’s valuation to more than US$100 billion. On the first day of trading, the COIN price closed at US$328.28, taking the stock’s valuation to around US$86 billion.

You can buy up to US$150 or EUR 150 worth of Bitcoin with your credit card every week instantly in the USA, Canada, Chile, Europe, UK, Mexico, and Singapore. While Coinbase charges  a flat 3.99% fee on all your Bitcoin purchases with a credit card, your bank may charge additional fees for buying BTC and other cryptos with Coinbase credit card. This charge is considered among the lowest for all US and European crypto traders.

A 3D-Secure system has been used by Coinbase. That’s why the exchange accepts only those credit cards that are 3D Secure supported. You can either call your bank directly to check whether their credit card is 3D-Secure or try to add it to your Coinbase account. If it shows an error message while adding your credit card to your Coinbase account, it means the card doesn’t support 3D Secure.

Here is a quick step-by-step guide with the help of which you can buy Bitcoins with your credit card on Coinbase:

Step #1: Create your Coinbase account, verify your identity, and go to the “Payments Method” page.

Step #2: At the top of the page, you’ll find “Add a Credit/Debit Card”. Click it.

Step #3: Enter the information on your credit card. Always keep in mind that the address must match with that of the card’s billing address.

Step #4: Add a billing address  for your credit card, if required.

Step #5: You’ll now see a window saying “Credit Card Added”. You can also see the button “Buy Digital Currency”.

Step #6: Buy Bitcoin or other cryptocurrency anytime by using the “Buy/Sell” page.

Step #7: Go to the “Buy/Sell Digital Currency” page and enter the amount worth of BTC you want to buy.

Step #8: Choose the credit card from the drop-down menu on the payment methods.

Step #9: Confirm whether the order is correct. Once confirmed, click on the “Complete Buy” button.

Step #10: Once the Bitcoin buying process is complete, you’ll be redirected to the website of your bank account.


  • Coinbase has high liquidity as well as buying limits, making it easy and instantaneous for buyers and sellers to buy or sell Bitcoin. Even if you are dealing with other cryptos the process is same and you can buy or sell cryptocurrency in a similar way.
  • Beginners and newbies can get Bitcoins easily.
  • With credit cards, “Instant Buy” option is available.


  • It may take up to 5-days for bank transfers to complete, if you buy BTC with bank transfer.
  • Coinbase crypto exchange can track how and where you are spending your Bitcoins.

2. Coinmama

Coinmama is a renowned Bitcoin exchange that specializes in offering you the option of buying Bitcoin with a credit card. Due to high risks associated with credit cards, the cryptocurrency exchange will charge a fee of 4.9% to 5.9%. There is an additional processing fee, which comes with the payments made through credit cards.

This exchange offers users with high limits, enabling you to buy up to:

  • US$5,000 worth of BTCs per day.
  • US$20,000 worth of BTCs per months

It takes just a few minutes for you to receive your Bitcoin after your Coinmama account is verified and you buy BTCs. Coinmama is available in some states of the United States.

You can buy Bitcoins through Coinmama by following 3 simple steps:

Step #1: In just a few steps, create your crypto trading account at Coinmama. At the end of the signing up process, you’ll receive a confirmation link.

Step #2: Before buying BTC with your credit card, you have to verify your account. You can verify the account by uploading any of the following documents:

  • Passport
  • National ID, or
  • Other documents

Once the verification process is over, and you are approved and cleared, you can go ahead and buy BTCs up to US$15,000 by using your credit card.

Step #3: Buy Bitcoin instantly by logging in to your Coinmama account, entering the address of your desired wallet, and filling out the form.


  • Coinmama’s service is available worldover, almost in all countries.
  • The exchange provides the highest limits to its users for purchasing BTCs with their credit cards.
  • Coinmama is a trusted and reliable crypto exchange and broker.


  • Coinmama charges some of the highest fees from BTC buyers using credit cards.

3. is a trading and brokerage service provider in the cryptocurrency domain. You can buy Bitcoins and other cryptocurrencies by using their brokerage service and pay a fee for the service. However, you can

The process involved in buying Bitcoin (BTC) with credit card involves the following steps:

Step #1: Visit and register on the platform.

Step #2: Add your credit card (be it Visa or Mastercard, both are accepted) to your account.

Step #3: Either select the appropriate package or enter the customized amount of BTCs that you want to receive. It’ll take you just 5 minutes.

Step #4: With the help of a verified card, you can buy Bitcoins.

Step #5: Complete your buying process and receive BTCs in your wallet.


  • is a reputed company and the crypto traders can rely on this reliable exchange.
  • It is easy to figure out, making it a preferred crypto exchange for trading, even for the beginners.
  • A wide range of crypto trading pairs are available.
  • offers great support.


  • Lack of coin options might be there.

Is It Safe to Buy Bitcoin with Credit Card?

Yes, it is completely safe to purchase Bitcoins with your credit card. It is as safe as any other payment method available on the platform through which you are buying BTCs. However, always buy Bitcoins and other cryptos from a reliable and authentic source or crypto exchange.

There are many scamming sites who are there to just get your credit card information. That’s why it’s very important to buy only from the reputed and reliable ones. As mentioned above, the safest cryptocurrency exchanges from where you can buy Bitcoins with credit cards.

Always buy cryptos by using credit cards through Coinbase, Coinmama, Bitpanda,, eToro, and others.

Increase your Bitcoin and Crypto Investment’s ROI by using

NapBots offers complete trading automation solutions through the use of its own tested trading strategies; offering quantitative trading strategies previously reserved for hedge funds to the public.

This cloud-based platform connects to major exchanges such as Binance, Bitmex, Bitfinex, OKEX, Kraken, Bitstamp, and Bitpanda. The setup and installation are easy. So, the non-experts can also use it. The simple and special approach of NapBots helps it provide you with excellent ROI.

You can put your trading on autopilot and keep earning even when you’re sleeping. NapBots is the ultimate crypto trading bot that scans the market in real-time and automatically trades for you.  Any novice trader with zero skills can also start trading like a pro and earn money with this unique trading tool,

How does NapBots help you to Make Money?

With NapBots, you can enjoy financial independence by trading cryptocurrencies on autopilot mode and earn money automatically. To make it work on your behalf, you have to do the following:

Step #1: Connect to one of the available trust exchanges.

Step #2: Select from the unique list of performing Bots of NapBots

Step #3: Choose a plan that suits your investment style

Once you have completed these three steps, NapBots is ready to trade cryptos and earn money for you. Happy Trading!

Why Choose NapBots?

  • NapBots offers complete trading automation solutions through the use of its own tested trading strategies; offering quantitative trading strategies previously reserved for hedge funds to the public.

  • The setup and installation process are easy. So, the non-experts can also use it. The simple and special approach of NapBots helps it provide you with excellent ROI.

  • The team of professionals behind NapBots has extensive experience in the financial market. They have put their years of experience in place so that you can easily automate the management of your funds with no technical skills. This service can run 24/7 and work as your passive source of revenue even when you sleep.

Related Resources:

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